Credit building tips, speaker address from @raitryna

The speaker shares five things he did to achieve a perfect credit score, including getting a credit card at 18, using it daily and paying it off in full, getting new cards every 6-12 months, and getting an auto loan.

Creator: @raitryna on TikTok

Transcript

Have a perfect credit score rank over 15 credit cards at 26 years good, and the one thing we're not gonna do going into 2026 is have bad credit. So here are the five things that I did to have a perfect credit score. Starting off with number one, you can't have a credit score if you don't have a credit card. So the day I turned 18, I went straight to Bank of America, and I applied for a credit card. I got tier Visa signature and got approved for a thousand dollar limit. I'll make another video on

Topics: Business, Personal Finance

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