How car data raises insurance from @perfectunion
The video tells the story of a man named Mike who discovers his car is collecting inaccurate driving data that is being sold to insurance companies. Through narration, expert interviews, and motion graphics, the video explains the entire process of how car manufacturers like GM partner with data brokers to create 'risk scores' based on driving habits, which are then used by insurance companies to justify raising rates, contributing to a 40% increase since 2019.
Creator: @perfectunion on Instagram
Transcript
It was more of like a horror story. My name's Mike Tarana, and I drive a 2023 Chevy Bolt EUV. Last year, Mike read an article about GM spying on drivers through OnStar. His car bad OnStar. I, clicked on some of the links in that article and requested my data. The first page is like a big tally of like the common things. Driving at night, harsh stops, sudden accelerations. Around 05:30 better single day was the same near miss collision small object. When I pull into my driveway and my cats you kn